Spanish | English |
¿Cuánto cuesta? | How much is it? |
A corto plazo | Short-term |
Abogado | Lawyer |
Acreedor | Creditor |
Acuerdo | Agreement |
Administrador de fincas | Licensed property administrator |
Adosado | Semi-detached |
Agencia inmobiliaria | Estate agent |
Agua | Water |
Aire acondicionado | Air conditioning |
Amortización | Depreciation, redemption. |
Amueblado | Furnished |
Apartamento | Apartment |
API | One of the official property agents bodies |
Árboles | Trees |
Armarios | Closets |
Arras, señal | Down payment, Deposit |
Ático | Penthouse |
Aval | Guarantee requested by the bank to approve a mortgage application. |
Ayuntamiento | Town hall, city hall |
Balcón | Balcony |
Banco | Bank |
Baño | Bathroom |
Barato | Cheap |
Barbacoa | Barbacue |
Beneficiario | Beneficiary |
Bién | Good, well |
Bodega | Cellar |
Boletín de enganche | Official report on the property services, like water and gas |
Bungalow | Bungalow, 2 or 3-storey terrace house |
Cabaña | Cabin, hut |
Caja de ahorros | Savings bank. Usually offers mortgage deals |
Calefacción | Heating |
Campo de golf | Golfcourse |
Capital en la propiedad | Home equity |
Características | Features |
Cargas | Charges, burden |
Caro | Expensive |
Casa | House |
Casa de pueblo | Townhouse |
Castillo | Castle |
Certificado | Certified / Certificate |
Chalet | Villa |
Chimenea | Fireplace / chimney |
Cocina | Kitchen |
Comedor | Dining room |
Comisión | Commission |
Compra | Purchase |
Comprador | Buyer |
Comunidad de propietarios | Community of property owners |
Comunitario | Communal |
Con | With |
Condición | Condition |
Construcción | Construction |
Construir | To build |
Contraoferta | Counteroffer |
Contrato | Contract |
Contrato de arrendamiento | Rental contract |
Contrato de compraventa | Sales contract |
Cortijo | Cottage, normaly from Andalusia. |
Costos | Costs |
Cuenta bancaria | Bank account |
Cuota | Instalment |
Declaración de obra nueva | New build certificate |
Déposito | Deposit |
Deuda | Debt |
Dinero | Money |
Documento privado | Private document |
Documento público | Public document |
Dormitorio | Bedroom |
Edificio | Building |
Efectivo en mano | Cash on hand |
Electricidad | Electricity |
Embargo | Right of repossession or control of bank account |
Escaleras | Stairs |
Escritura | Deeds |
Escritura pública de compraventa | Title deed |
Euribor | Euro Interbank Offered Rate |
Fianza | Bank guarantee |
Finca | Farm |
Ganga | A bargain |
Garaje | Garage |
Garantía | Guarantee, warranty |
Gastos | Expenses |
Gestor | An agent trained in handling and obtaining official documents |
Gestoría | Firm specialised in obtaining official authorisations, permits, licences etc |
GIPE | One of the official property agents bodies |
Habitación | Room |
Hacienda | The tax office |
Heredero | Inheritor |
Hipoteca | Mortgage |
Honorarios | Fees |
Impuesto sobre bienes inmuebles | Yearly property tax |
Impuesto sobre el incremento del valor de los terrenos | Tax on the increase of land value |
Impuesto sobre el patrimonio | Capital gains tax |
Impuestos | Taxes |
Impuestos de actos jurídicos documentados | Tax on documented legal acts |
Impuestos de transmisiones patrimoniales | Property transfer tax |
Ingresos | Income |
Inmobiliaria | Estate agency / Realtor |
Inmueble | Real Estate |
Interés | Interest |
IRPF | Income tax |
IVA | VAT |
Jardín | Garden |
Lavadero | Laundry room |
Ley | Law |
Libre de cargas | Free of debts |
Libro del edificio | Documents specifying the property features, which must be handed over by the promoter when building is finished |
Licencia | Licence |
Licencia de obras | Building licence |
Licencia de primera ocupación | Certificate of habitation, given when a new building is fit to live in |
Local | Premises |
Luz | Light |
Madera | Wood |
Mar | Sea |
Masía | Country house / farmhouse from Catalonia |
Metros cuadrados | Square meters |
Mucho | Many |
Muebles | Furniture |
NIE | Personal identification number for non-Spaniards |
NIF | Fiscal Identity Number |
Nota simple | Land registry short copy |
Notario | Notary |
Obra nueva | New build |
Oferta | Offer |
Oferta vinculante | Bank document certifying the exact mortgage conditions |
Orientación sur | South facing |
Pagar | To pay |
Pago en efectivo | Cash payment |
Pago inicial | Down payment |
Parcela | Plot of land |
Pared | Wall |
Permiso de residencia | Residency (permit) |
Piedra | Stone |
Piscina | Swimming pool |
Piso | Flat / Apartment |
Plan parcial | Development plan |
Planta | Floor |
Playa | Beach |
Plazo | Term |
Plusvalía | Property tax |
Poder | Power |
Pozo | Water well |
Precio | Price |
Precio más bajo | Bottom price |
Préstamo | Loan |
Préstamo con techo | Loan with variable interests with fixed minimum and maximum |
Préstamo hipotecario | Mortgage Loan |
Propiedad | Property |
Propiedad de inversión | Investment property |
Propietario | Property owner |
Puerta | Door |
Registro de la propiedad | Land Register |
Renovación | Renewal |
Representante fiscal | Official tax representative of foreigner |
Residente | Resident |
Retención | A deposit held by the tax office while final amounts of taxes are calculated |
Salón | Living room |
Se alquila | For rent |
Se vende | For sale |
Seguro de amortización de préstamos | Loan repayment insurance |
Seguro multirriesgo hogar | Home insurance |
Señal | Deposit, down payment |
Solar | Plot |
Solicitar | To apply |
Suelo | Floor |
Suelo urbanizable | Building land |
Tarjeta de residencia | Residency card |
Tasa | Fee |
Tasación | Independent valuation of property |
Techo | Ceiling |
Tejado | Roof |
Teléfono | Telephone |
Terraza | Terrace |
Terreno | Terrain |
Tipo de interés | Interest rate |
Título de propiedad | Deeds stating the ownership of property, date of sale etc. |
Traspaso | Transfer |
Trastero | Storage room |
Usofructo | Right of use |
UTM | Plot number at the land register |
Valor catastral | Land register value |
Valor real | Real Estate value |
Vendedor | Seller |
Vestíbulo | Hall |
Vigas de madera | Wooden beams |
Vistas | Views |
Vivienda | Property |
Vivienda de protección oficial (VPO) | Subsidized Housing |
Zona | Zone or area |
Real Estate - Inmobiliarias - Real Estate Agents - Agentes inmobiliarios - Financiación Inmobiliaria -Financiación personal - Seguros- Real Estate Financing - Real Estate Appraisal - Refinishing
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